Terms of Service & Usage Agreement

1. Acceptance of Terms

By accessing and using Calculatorz Global (the "Website"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Website.

2. Purpose of Calculation Tools

Calculatorz Global provides interactive online calculation engines and unit converters for informational, educational, and preliminary estimation purposes only. All tools—including salary calculators, tax withholding estimators, biometric equations, and holiday day counters—are provided free of charge for personal and general professional reference.

3. Disclaimer of Professional Advice

The outputs generated by our calculators do not constitute legal, tax, accounting, financial, or medical advice. Mathematical models, tax brackets, statutory deductions, and biometric equations are subject to legislative adjustments, individual exceptions, and regional nuances. You must consult a qualified Certified Public Accountant (CPA), licensed financial advisor, legal professional, or medical specialist before making financial, business, or health decisions.

4. Client-Side Data Privacy

All interactive computations execute entirely within your browser client sandbox using local JavaScript. We do not transmit, collect, or store your numbers, salaries, biometric inputs, or date selections on our servers.

5. Limitation of Liability

In no event shall Calculatorz Global, its operators, contributors, or review board be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, use of, or inability to use our calculation engines or informational articles.

6. Governing Law & Updates

These terms shall be governed by and construed in accordance with applicable laws. We reserve the right to modify these terms at any time without prior notice. Continued use of the Website constitutes acceptance of revised terms.